February, 2026

Term of Use

Mountain Life Insurance Company is committed to protecting the privacy of the personal information we receive (“Information”) about you. By choosing to do business with us, you have placed your trust in us and we take this responsibility very seriously. This notice states our privacy practices. We pledge to always make your privacy our priority.

INTRODUCTION AND ACCEPTANCE:

Welcome to the Mountain Life Insurance Company (“Mountain Life”) Portal. By accessing or using this portal, you agree to be bound by these Terms of Use and the Mountain Life Privacy Policy. If you do not agree to these terms, you must immediately cease use of this portal.

AUTHORIZED USERS:

Access to this portal is restricted to independent agents, brokers, and producers who hold a valid, active appointment with Mountain Life (“Authorized Users”). 

  • Credential Security: You are responsible for maintaining the confidentiality of your Entra ID/SSO credentials.

  • No Account Sharing: You shall not share your username or password with any third party, including office staff. Each individual requiring access must obtain their own authorized login from Mountain Life.

DATA CONFIDENTIALITY & PROTECTION:

In your capacity as an agent, you will have access to “Information” (Non-public Personal Information) as defined in our Privacy Policy. 

  • Permitted Purpose: You may access Information solely for the purpose of evaluating, processing, and servicing Mountain Life products for your clients.

  • Safeguards: You agree to implement administrative, technical, and physical safeguards to protect Information from unauthorized access, destruction, or disclosure.

  • Reporting Breaches: You must immediately notify Mountain Life at contact@mountainlife.com of any suspected security breach or unauthorized access to the portal through your account.

PROHIBITED ACTIVITIES:

You agree NOT to: 

  • Use the portal for any purpose other than authorized insurance business.

  • Bulk-download policyholder data for unauthorized marketing or distribution.

  • Attempt to bypass security features or reverse-engineer the portal.

  • Upload any viruses, malware, or malicious code.

INTELLECTUAL PROPERTY:

All logos, trademarks (including the Mountain Life mountain icon), credit forms, and underwriting materials provided via this portal are the property of Mountain Life. You are granted a limited, non-exclusive license to use these materials solely for the sale and servicing of Mountain Life policies. 

TERMINATION OF ACCESS:

Mountain Life reserves the right to terminate or suspend your access to the portal at any time, without notice, if: 

  • Your Agency Appointment is terminated.

  • You fail to maintain required state licensing.

  • You violate any provision of these Terms of Use.

LIMITATION OF LIABILITY:

This portal is provided “As-Is.” While we strive for 100% uptime, Mountain Life is not liable for any damages resulting from portal downtime, data entry errors by the agent, or unauthorized use of your credentials. 

GOVERNING LAW:

These terms are governed by the laws of the State of Kentucky, without regard to conflict of law principles.